Revolut vs Neteller
Погляд на те, як ці два гаманці співвідносяться поруч — і який із них перемагає в якому завданні.
| Функція | Revolut | Neteller |
|---|---|---|
| Оцінка | 4.4 / 5 | 3.5 / 5 |
| Найкраще для | Travel spending and an all-in-one app | Online deposits & international transfers |
| Щомісячна комісія | Free to ~$16.99/mo (Standard→Metal) | Free; USD 5/mo after 6 months without a login or transaction |
| Обмінний курс | Mid-market weekdays; ~1% weekend on Standard | Up to 3.99% (VIP from 1%) |
| Надсилання / отримання | Free between Revolut users | 2.99% to send (min USD 0.50); receiving free |
| Виведення коштів | Free up to a monthly limit, then ~2% | 1.75% to a bank account (min USD 3.50) |
| Картка | Yes — virtual & physical debit; Metal on premium | Yes — Net+ prepaid Mastercard (EEA and UK) |
| Доступність | 40+ markets; cards usable in 160+ countries | Most countries (excl. US) |
| Валюти | 30+ in-app (spend in 120+) | Multiple currency balances |
| Регулювання | Bank of Lithuania (ECB), UK banking licence, FCA | Central Bank of Ireland (Paysafe Payment Solutions Ltd) |
| Засновано | 2015 | 1999 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюси
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Мінуси
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Neteller
Neteller is Skrill's Paysafe sibling, used mainly to fund trading and online accounts, with a Knect rewards programme and a Net+ prepaid card for EEA and UK residents. Standard members pay up to 3.99% in FX fees (VIP members from 1%), 2.99% to send money and 1.75% (min USD 3.50) to withdraw to a bank, plus USD 5 a month after six months of inactivity. Well accepted, but not a cheap way to hold or move currencies.
Плюси
- Sister product to Skrill, broad acceptance
- Knect loyalty programme earns points
- FX fee drops to as little as 1% for VIP members
Мінуси
- Net+ card limited to EEA and UK residents
- FX fee up to 3.99% for standard members
- USD 5/mo inactivity fee after 6 months
Підсумок
Загалом Revolut вириває перевагу з оцінкою 4.4 проти 3.5 — але правильний вибір залежить від ваших пріоритетів. Перш ніж вирішувати, перевірте обидва щодо власної країни та сценарію використання.