Revolut vs Neteller
Погляд на те, як ці два гаманці співвідносяться поруч — і який із них перемагає в якому завданні.
| Функція | Revolut | Neteller |
|---|---|---|
| Оцінка | 4.4 / 5 | 3.5 / 5 |
| Найкраще для | Travel spending and an all-in-one app | Online deposits & international transfers |
| Щомісячна комісія | Free to ~$16.99/mo (Standard→Metal) | Free 12 mo; then $5/mo inactivity |
| Обмінний курс | Mid-market weekdays; ~1% weekend on Standard | Up to 3.99% |
| Надсилання / отримання | Free between Revolut users | Free to other Neteller members |
| Виведення коштів | Free up to a monthly limit, then ~2% | Varies by method |
| Картка | Yes — virtual & physical debit; Metal on premium | Yes — Net+ prepaid Mastercard (EEA only) |
| Доступність | 40+ markets; cards usable in 160+ countries | Most countries (excl. US) |
| Валюти | 30+ in-app (spend in 120+) | ~28 currencies |
| Регулювання | Bank of Lithuania (ECB), UK banking licence, FCA | UK FCA / Isle of Man (Paysafe Group) |
| Засновано | 2015 | 1999 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюси
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Мінуси
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Neteller
Neteller is Skrill's Paysafe-owned sibling, widely used for funding trading and online accounts and offering a Knect rewards programme plus in-wallet crypto. Its fee profile mirrors Skrill's — up to 3.99% FX and a $5/month inactivity charge after a year — and its Net+ prepaid card is restricted to EEA residents. Dependable and well-accepted, but not the cheapest way to move money.
Плюси
- Sister product to Skrill, broad acceptance
- Knect loyalty programme earns points
- ~28 currencies plus in-wallet crypto
Мінуси
- Net+ card limited to EEA residents
- FX markup up to 3.99%
- $5/mo inactivity fee after 12 months
Підсумок
Загалом Revolut вириває перевагу з оцінкою 4.4 проти 3.5 — але правильний вибір залежить від ваших пріоритетів. Перш ніж вирішувати, перевірте обидва щодо власної країни та сценарію використання.