Revolut vs Neteller
Взгляд на то, как эти два кошелька соотносятся бок о бок — и какой из них побеждает для какой задачи.
| Функция | Revolut | Neteller |
|---|---|---|
| Оценка | 4.4 / 5 | 3.5 / 5 |
| Лучше всего для | Travel spending and an all-in-one app | Online deposits & international transfers |
| Ежемесячная комиссия | Free to ~$16.99/mo (Standard→Metal) | Free 12 mo; then $5/mo inactivity |
| Курс обмена | Mid-market weekdays; ~1% weekend on Standard | Up to 3.99% |
| Отправка / получение | Free between Revolut users | Free to other Neteller members |
| Выводы средств | Free up to a monthly limit, then ~2% | Varies by method |
| Карта | Yes — virtual & physical debit; Metal on premium | Yes — Net+ prepaid Mastercard (EEA only) |
| Доступность | 40+ markets; cards usable in 160+ countries | Most countries (excl. US) |
| Валюты | 30+ in-app (spend in 120+) | ~28 currencies |
| Регулирование | Bank of Lithuania (ECB), UK banking licence, FCA | UK FCA / Isle of Man (Paysafe Group) |
| Основан | 2015 | 1999 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюсы
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Минусы
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Neteller
Neteller is Skrill's Paysafe-owned sibling, widely used for funding trading and online accounts and offering a Knect rewards programme plus in-wallet crypto. Its fee profile mirrors Skrill's — up to 3.99% FX and a $5/month inactivity charge after a year — and its Net+ prepaid card is restricted to EEA residents. Dependable and well-accepted, but not the cheapest way to move money.
Плюсы
- Sister product to Skrill, broad acceptance
- Knect loyalty programme earns points
- ~28 currencies plus in-wallet crypto
Минусы
- Net+ card limited to EEA residents
- FX markup up to 3.99%
- $5/mo inactivity fee after 12 months
Итог
В целом Revolut выходит вперёд с оценкой 4.4 против 3.5 — но правильный выбор зависит от ваших приоритетов. Перед решением сверьте оба варианта со своей страной и сценарием использования.