Revolut vs Neteller
Взгляд на то, как эти два кошелька соотносятся бок о бок — и какой из них побеждает для какой задачи.
| Функция | Revolut | Neteller |
|---|---|---|
| Оценка | 4.4 / 5 | 3.5 / 5 |
| Лучше всего для | Travel spending and an all-in-one app | Online deposits & international transfers |
| Ежемесячная комиссия | Free to ~$16.99/mo (Standard→Metal) | Free; USD 5/mo after 6 months without a login or transaction |
| Курс обмена | Mid-market weekdays; ~1% weekend on Standard | Up to 3.99% (VIP from 1%) |
| Отправка / получение | Free between Revolut users | 2.99% to send (min USD 0.50); receiving free |
| Выводы средств | Free up to a monthly limit, then ~2% | 1.75% to a bank account (min USD 3.50) |
| Карта | Yes — virtual & physical debit; Metal on premium | Yes — Net+ prepaid Mastercard (EEA and UK) |
| Доступность | 40+ markets; cards usable in 160+ countries | Most countries (excl. US) |
| Валюты | 30+ in-app (spend in 120+) | Multiple currency balances |
| Регулирование | Bank of Lithuania (ECB), UK banking licence, FCA | Central Bank of Ireland (Paysafe Payment Solutions Ltd) |
| Основан | 2015 | 1999 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюсы
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Минусы
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Neteller
Neteller is Skrill's Paysafe sibling, used mainly to fund trading and online accounts, with a Knect rewards programme and a Net+ prepaid card for EEA and UK residents. Standard members pay up to 3.99% in FX fees (VIP members from 1%), 2.99% to send money and 1.75% (min USD 3.50) to withdraw to a bank, plus USD 5 a month after six months of inactivity. Well accepted, but not a cheap way to hold or move currencies.
Плюсы
- Sister product to Skrill, broad acceptance
- Knect loyalty programme earns points
- FX fee drops to as little as 1% for VIP members
Минусы
- Net+ card limited to EEA and UK residents
- FX fee up to 3.99% for standard members
- USD 5/mo inactivity fee after 6 months
Итог
В целом Revolut выходит вперёд с оценкой 4.4 против 3.5 — но правильный выбор зависит от ваших приоритетов. Перед решением сверьте оба варианта со своей страной и сценарием использования.