Revolut vs Neteller
Pohled na to, jak si tyto dvě peněženky stojí vedle sebe — a která vyhrává pro jakou úlohu.
| Funkce | Revolut | Neteller |
|---|---|---|
| Skóre | 4.4 / 5 | 3.5 / 5 |
| Nejlepší pro | Travel spending and an all-in-one app | Online deposits & international transfers |
| Měsíční poplatek | Free to ~$16.99/mo (Standard→Metal) | Free 12 mo; then $5/mo inactivity |
| Směnný kurz | Mid-market weekdays; ~1% weekend on Standard | Up to 3.99% |
| Odeslat / přijmout | Free between Revolut users | Free to other Neteller members |
| Výběry | Free up to a monthly limit, then ~2% | Varies by method |
| Karta | Yes — virtual & physical debit; Metal on premium | Yes — Net+ prepaid Mastercard (EEA only) |
| Dostupnost | 40+ markets; cards usable in 160+ countries | Most countries (excl. US) |
| Měny | 30+ in-app (spend in 120+) | ~28 currencies |
| Regulace | Bank of Lithuania (ECB), UK banking licence, FCA | UK FCA / Isle of Man (Paysafe Group) |
| Založeno | 2015 | 1999 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Klady
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Zápory
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Neteller
Neteller is Skrill's Paysafe-owned sibling, widely used for funding trading and online accounts and offering a Knect rewards programme plus in-wallet crypto. Its fee profile mirrors Skrill's — up to 3.99% FX and a $5/month inactivity charge after a year — and its Net+ prepaid card is restricted to EEA residents. Dependable and well-accepted, but not the cheapest way to move money.
Klady
- Sister product to Skrill, broad acceptance
- Knect loyalty programme earns points
- ~28 currencies plus in-wallet crypto
Zápory
- Net+ card limited to EEA residents
- FX markup up to 3.99%
- $5/mo inactivity fee after 12 months
Závěr
Celkově se Revolut dostává mírně dopředu se skóre 4.4 oproti 3.5 — ale správná volba závisí na vašich prioritách. Než se rozhodnete, porovnejte obě se svou zemí a způsobem využití.