Revolut vs MuchBetter
Погляд на те, як ці два гаманці співвідносяться поруч — і який із них перемагає в якому завданні.
| Функція | Revolut | MuchBetter |
|---|---|---|
| Оцінка | 4.4 / 5 | 3.7 / 5 |
| Найкраще для | Travel spending and an all-in-one app | Mobile deposits & withdrawals |
| Щомісячна комісія | Free to ~$16.99/mo (Standard→Metal) | No standard monthly fee |
| Обмінний курс | Mid-market weekdays; ~1% weekend on Standard | ~0.99% on major currencies |
| Надсилання / отримання | Free between Revolut users | Free P2P; free SEPA/bank top-ups |
| Виведення коштів | Free up to a monthly limit, then ~2% | ~2% to bank; ~0.99% ATM |
| Картка | Yes — virtual & physical debit; Metal on premium | Yes — Mastercard plus contactless wearables |
| Доступність | 40+ markets; cards usable in 160+ countries | Most countries (excl. US) |
| Валюти | 30+ in-app (spend in 120+) | Multiple major currencies |
| Регулювання | Bank of Lithuania (ECB), UK banking licence, FCA | UK FCA (e-money institution) |
| Засновано | 2015 | 2017 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюси
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Мінуси
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
MuchBetter
MuchBetter is an FCA-regulated, mobile-first e-wallet built around fast mobile deposits and withdrawals, with a slick app, low ~0.99% FX and novel contactless wearables. Free SEPA top-ups and P2P keep costs down, though card-funding fees can climb toward 5% in some markets and it is unavailable in the US. A strong pick for mobile-centric users.
Плюси
- Mobile-first app with dynamic security code
- Low ~0.99% FX on major currencies
- Free SEPA top-ups and P2P transfers
Мінуси
- Card deposit fees can reach ~1.5–5%
- Not available in the US
- Narrower coverage than Skrill
Підсумок
Загалом Revolut вириває перевагу з оцінкою 4.4 проти 3.7 — але правильний вибір залежить від ваших пріоритетів. Перш ніж вирішувати, перевірте обидва щодо власної країни та сценарію використання.