Revolut vs MuchBetter
Взгляд на то, как эти два кошелька соотносятся бок о бок — и какой из них побеждает для какой задачи.
| Функция | Revolut | MuchBetter |
|---|---|---|
| Оценка | 4.4 / 5 | 3.7 / 5 |
| Лучше всего для | Travel spending and an all-in-one app | Mobile deposits & withdrawals |
| Ежемесячная комиссия | Free to ~$16.99/mo (Standard→Metal) | No standard monthly fee |
| Курс обмена | Mid-market weekdays; ~1% weekend on Standard | ~0.99% on major currencies |
| Отправка / получение | Free between Revolut users | Free P2P; free SEPA/bank top-ups |
| Выводы средств | Free up to a monthly limit, then ~2% | ~2% to bank; ~0.99% ATM |
| Карта | Yes — virtual & physical debit; Metal on premium | Yes — Mastercard plus contactless wearables |
| Доступность | 40+ markets; cards usable in 160+ countries | Most countries (excl. US) |
| Валюты | 30+ in-app (spend in 120+) | Multiple major currencies |
| Регулирование | Bank of Lithuania (ECB), UK banking licence, FCA | UK FCA (e-money institution) |
| Основан | 2015 | 2017 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюсы
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Минусы
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
MuchBetter
MuchBetter is an FCA-regulated, mobile-first e-wallet built around fast mobile deposits and withdrawals, with a slick app, low ~0.99% FX and novel contactless wearables. Free SEPA top-ups and P2P keep costs down, though card-funding fees can climb toward 5% in some markets and it is unavailable in the US. A strong pick for mobile-centric users.
Плюсы
- Mobile-first app with dynamic security code
- Low ~0.99% FX on major currencies
- Free SEPA top-ups and P2P transfers
Минусы
- Card deposit fees can reach ~1.5–5%
- Not available in the US
- Narrower coverage than Skrill
Итог
В целом Revolut выходит вперёд с оценкой 4.4 против 3.7 — но правильный выбор зависит от ваших приоритетов. Перед решением сверьте оба варианта со своей страной и сценарием использования.