Revolut vs MuchBetter
Pohled na to, jak si tyto dvě peněženky stojí vedle sebe — a která vyhrává pro jakou úlohu.
| Funkce | Revolut | MuchBetter |
|---|---|---|
| Skóre | 4.4 / 5 | 3.7 / 5 |
| Nejlepší pro | Travel spending and an all-in-one app | Mobile deposits & withdrawals |
| Měsíční poplatek | Free to ~$16.99/mo (Standard→Metal) | No standard monthly fee |
| Směnný kurz | Mid-market weekdays; ~1% weekend on Standard | ~0.99% on major currencies |
| Odeslat / přijmout | Free between Revolut users | Free P2P; free SEPA/bank top-ups |
| Výběry | Free up to a monthly limit, then ~2% | ~2% to bank; ~0.99% ATM |
| Karta | Yes — virtual & physical debit; Metal on premium | Yes — Mastercard plus contactless wearables |
| Dostupnost | 40+ markets; cards usable in 160+ countries | Most countries (excl. US) |
| Měny | 30+ in-app (spend in 120+) | Multiple major currencies |
| Regulace | Bank of Lithuania (ECB), UK banking licence, FCA | UK FCA (e-money institution) |
| Založeno | 2015 | 2017 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Klady
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Zápory
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
MuchBetter
MuchBetter is an FCA-regulated, mobile-first e-wallet built around fast mobile deposits and withdrawals, with a slick app, low ~0.99% FX and novel contactless wearables. Free SEPA top-ups and P2P keep costs down, though card-funding fees can climb toward 5% in some markets and it is unavailable in the US. A strong pick for mobile-centric users.
Klady
- Mobile-first app with dynamic security code
- Low ~0.99% FX on major currencies
- Free SEPA top-ups and P2P transfers
Zápory
- Card deposit fees can reach ~1.5–5%
- Not available in the US
- Narrower coverage than Skrill
Závěr
Celkově se Revolut dostává mírně dopředu se skóre 4.4 oproti 3.7 — ale správná volba závisí na vašich prioritách. Než se rozhodnete, porovnejte obě se svou zemí a způsobem využití.