Revolut vs MiFinity
Погляд на те, як ці два гаманці співвідносяться поруч — і який із них перемагає в якому завданні.
| Функція | Revolut | MiFinity |
|---|---|---|
| Оцінка | 4.4 / 5 | 3.4 / 5 |
| Найкраще для | Travel spending and an all-in-one app | International online payments |
| Щомісячна комісія | Free to ~$16.99/mo (Standard→Metal) | No standard monthly fee |
| Обмінний курс | Mid-market weekdays; ~1% weekend on Standard | Conversion margin applies |
| Надсилання / отримання | Free between Revolut users | Free wallet-to-wallet |
| Виведення коштів | Free up to a monthly limit, then ~2% | Varies by method |
| Картка | Yes — virtual & physical debit; Metal on premium | Yes — prepaid Mastercard (select regions) |
| Доступність | 40+ markets; cards usable in 160+ countries | 100+ countries |
| Валюти | 30+ in-app (spend in 120+) | Multiple major currencies |
| Регулювання | Bank of Lithuania (ECB), UK banking licence, FCA | Central Bank of Ireland; Isle of Man FSA |
| Засновано | 2015 | 2015 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюси
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Мінуси
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
MiFinity
MiFinity is an Ireland-based e-wallet used for online payments across 100+ countries, supporting many local funding methods, multiple currencies, eVouchers and an optional prepaid Mastercard. Its strength is broad payment-method and currency coverage, though conversion and withdrawal costs vary and brand recognition trails the larger wallets.
Плюси
- Supports many local payment methods and currencies
- Fast wallet-to-wallet transfers
- eVoucher top-up option
Мінуси
- Conversion and withdrawal fees vary
- Card availability is region-dependent
- Lower brand recognition than PayPal or Skrill
Підсумок
Загалом Revolut вириває перевагу з оцінкою 4.4 проти 3.4 — але правильний вибір залежить від ваших пріоритетів. Перш ніж вирішувати, перевірте обидва щодо власної країни та сценарію використання.