Revolut vs MiFinity
Взгляд на то, как эти два кошелька соотносятся бок о бок — и какой из них побеждает для какой задачи.
| Функция | Revolut | MiFinity |
|---|---|---|
| Оценка | 4.4 / 5 | 3.4 / 5 |
| Лучше всего для | Travel spending and an all-in-one app | International online payments |
| Ежемесячная комиссия | Free to ~$16.99/mo (Standard→Metal) | No standard monthly fee |
| Курс обмена | Mid-market weekdays; ~1% weekend on Standard | Conversion margin applies |
| Отправка / получение | Free between Revolut users | Free wallet-to-wallet |
| Выводы средств | Free up to a monthly limit, then ~2% | Varies by method |
| Карта | Yes — virtual & physical debit; Metal on premium | Yes — prepaid Mastercard (select regions) |
| Доступность | 40+ markets; cards usable in 160+ countries | 100+ countries |
| Валюты | 30+ in-app (spend in 120+) | Multiple major currencies |
| Регулирование | Bank of Lithuania (ECB), UK banking licence, FCA | Central Bank of Ireland; Isle of Man FSA |
| Основан | 2015 | 2015 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюсы
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Минусы
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
MiFinity
MiFinity is an Ireland-based e-wallet used for online payments across 100+ countries, supporting many local funding methods, multiple currencies, eVouchers and an optional prepaid Mastercard. Its strength is broad payment-method and currency coverage, though conversion and withdrawal costs vary and brand recognition trails the larger wallets.
Плюсы
- Supports many local payment methods and currencies
- Fast wallet-to-wallet transfers
- eVoucher top-up option
Минусы
- Conversion and withdrawal fees vary
- Card availability is region-dependent
- Lower brand recognition than PayPal or Skrill
Итог
В целом Revolut выходит вперёд с оценкой 4.4 против 3.4 — но правильный выбор зависит от ваших приоритетов. Перед решением сверьте оба варианта со своей страной и сценарием использования.