Revolut vs Google Wallet

Взгляд на то, как эти два кошелька соотносятся бок о бок — и какой из них побеждает для какой задачи.

Наш выбор Revolut logo

Revolut

4.4

All-in-one money super-app

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Google Wallet logo

Google Wallet

4.3

Cards, passes & tap-to-pay on Android

Перейти Google Wallet
ФункцияRevolutGoogle Wallet
Оценка4.4 / 54.3 / 5
Лучше всего дляTravel spending and an all-in-one appContactless payments & passes on Android
Ежемесячная комиссияFree to ~$16.99/mo (Standard→Metal)Free
Курс обменаMid-market weekdays; ~1% weekend on StandardUses your card's FX terms
Отправка / получениеFree between Revolut usersNo Google fee; P2P limited in many markets
Выводы средствFree up to a monthly limit, then ~2%N/A
КартаYes — virtual & physical debit; Metal on premiumNo standalone card; stores cards, passes & tickets
Доступность40+ markets; cards usable in 160+ countriesTap-to-pay in 100+ countries
Валюты30+ in-app (spend in 120+)Local card currency
РегулированиеBank of Lithuania (ECB), UK banking licence, FCARides card networks; licences by region
Основан20152011 (Wallet rebrand 2022)

Revolut

Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.

Плюсы

  • Mid-market FX on weekdays with generous free limits
  • Budgeting, crypto, stocks, savings in one app
  • Strong travel and multi-currency card

Минусы

  • Weekend FX surcharge and limits on free plans
  • Best features locked behind paid tiers
  • Support is chat-only and can be slow

Google Wallet

Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.

Плюсы

  • Free contactless across 100+ countries
  • Stores cards, transit, loyalty & event passes
  • Tokenized payments for added security

Минусы

  • No own account or balance in most markets
  • P2P money-sending wound down in many regions
  • Feature set varies widely by country

Итог

В целом Revolut выходит вперёд с оценкой 4.4 против 4.3 — но правильный выбор зависит от ваших приоритетов. Перед решением сверьте оба варианта со своей страной и сценарием использования.