Revolut vs Google Wallet
Zestawienie obok siebie tych dwóch portfeli — i tego, który wygrywa w jakim zadaniu.
| Funkcja | Revolut | Google Wallet |
|---|---|---|
| Ocena | 4.4 / 5 | 4.3 / 5 |
| Najlepszy do | Travel spending and an all-in-one app | Contactless payments & passes on Android |
| Opłata miesięczna | Free to ~$16.99/mo (Standard→Metal) | Free |
| Kurs wymiany | Mid-market weekdays; ~1% weekend on Standard | Uses your card's FX terms |
| Wysyłanie / odbiór | Free between Revolut users | No Google fee; P2P limited in many markets |
| Wypłaty | Free up to a monthly limit, then ~2% | N/A |
| Karta | Yes — virtual & physical debit; Metal on premium | No standalone card; stores cards, passes & tickets |
| Dostępność | 40+ markets; cards usable in 160+ countries | Tap-to-pay in 100+ countries |
| Waluty | 30+ in-app (spend in 120+) | Local card currency |
| Regulacja | Bank of Lithuania (ECB), UK banking licence, FCA | Rides card networks; licences by region |
| Założono | 2015 | 2011 (Wallet rebrand 2022) |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Zalety
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Wady
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.
Zalety
- Free contactless across 100+ countries
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Wady
- No own account or balance in most markets
- P2P money-sending wound down in many regions
- Feature set varies widely by country
Podsumowanie
Ogólnie Revolut wysuwa się na prowadzenie z wynikiem 4.4 wobec 4.3 — ale właściwy wybór zależy od Twoich priorytetów. Przed decyzją sprawdź oba pod kątem swojego kraju i zastosowania.