Revolut vs Crypto.com
Взгляд на то, как эти два кошелька соотносятся бок о бок — и какой из них побеждает для какой задачи.
| Функция | Revolut | Crypto.com |
|---|---|---|
| Оценка | 4.4 / 5 | 4.0 / 5 |
| Лучше всего для | Travel spending and an all-in-one app | Crypto holders wanting cashback card spending |
| Ежемесячная комиссия | Free to ~$16.99/mo (Standard→Metal) | Free (card tiers via CRO stake) |
| Курс обмена | Mid-market weekdays; ~1% weekend on Standard | 0% on most card tiers |
| Отправка / получение | Free between Revolut users | Crypto network fees; app spread |
| Выводы средств | Free up to a monthly limit, then ~2% | Free ATM up to cap, then ~2% |
| Карта | Yes — virtual & physical debit; Metal on premium | Yes — Visa prepaid (tiered, CRO-staked) |
| Доступность | 40+ markets; cards usable in 160+ countries | 90+ countries |
| Валюты | 30+ in-app (spend in 120+) | Hundreds of crypto + major fiat |
| Регулирование | Bank of Lithuania (ECB), UK banking licence, FCA | EU/MiCA, MAS, FCA registration, US MTLs |
| Основан | 2015 | 2016 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюсы
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Минусы
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Crypto.com
Crypto.com pairs a feature-rich crypto app with a tiered Visa card offering cashback and 0% FX on most tiers. It is a strong choice for crypto holders who want to spend and earn rewards, though the best perks require sizable CRO staking and cashback has been trimmed over time.
Плюсы
- Tiered cashback Visa card
- Hundreds of supported cryptocurrencies
- 0% FX markup on most card tiers
Минусы
- Top cashback needs large CRO staking
- Cashback rates cut from earlier highs
- ATM withdrawals capped before 2% fee
Итог
В целом Revolut выходит вперёд с оценкой 4.4 против 4.0 — но правильный выбор зависит от ваших приоритетов. Перед решением сверьте оба варианта со своей страной и сценарием использования.