Revolut vs Cash App
Pohľad na to, ako si tieto dve peňaženky stoja vedľa seba — a ktorá vyhráva pre ktorú úlohu.
| Funkcia | Revolut | Cash App |
|---|---|---|
| Skóre | 4.4 / 5 | 4.0 / 5 |
| Najlepšia na | Travel spending and an all-in-one app | Simple everyday banking and payments |
| Mesačný poplatok | Free to ~$16.99/mo (Standard→Metal) | Free |
| Výmenný kurz | Mid-market weekdays; ~1% weekend on Standard | N/A |
| Odoslať / prijať | Free between Revolut users | Free standard P2P; instant ~0.5–1.75% |
| Výbery | Free up to a monthly limit, then ~2% | Standard free; instant-to-debit fee |
| Karta | Yes — virtual & physical debit; Metal on premium | Yes — Cash Card (Visa debit) |
| Dostupnosť | 40+ markets; cards usable in 160+ countries | United States & United Kingdom |
| Meny | 30+ in-app (spend in 120+) | USD (US), GBP (UK) |
| Regulácia | Bank of Lithuania (ECB), UK banking licence, FCA | FinCEN (MSB), US state licences; Block, Inc. |
| Založené | 2015 | 2013 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Výhody
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Nevýhody
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Cash App
Cash App blends peer-to-peer payments with light banking, a free debit card, and built-in Bitcoin and stock investing. Standard transfers are free while instant cash-outs and crypto carry fees, and availability is limited to the US and UK. A strong all-in-one choice for US users who want payments and investing in one place.
Výhody
- Free P2P and a free customizable Cash Card
- Built-in Bitcoin & stock investing
- Direct deposit and banking-style features
Nevýhody
- Limited to US and UK
- Instant transfers & credit-card sends cost extra
- Bitcoin buys carry a 2–3% spread
Záverečné zhrnutie
Celkovo sa Revolut dostáva dopredu so skóre 4.4 oproti 4.0 — no správna voľba závisí od vašich priorít. Pred rozhodnutím porovnajte obe s vašou vlastnou krajinou a využitím.