Revolut vs Binance Pay
Взгляд на то, как эти два кошелька соотносятся бок о бок — и какой из них побеждает для какой задачи.
| Функция | Revolut | Binance Pay |
|---|---|---|
| Оценка | 4.4 / 5 | 3.9 / 5 |
| Лучше всего для | Travel spending and an all-in-one app | Sending crypto & paying merchants fee-free |
| Ежемесячная комиссия | Free to ~$16.99/mo (Standard→Metal) | Free |
| Курс обмена | Mid-market weekdays; ~1% weekend on Standard | Spread between coins |
| Отправка / получение | Free between Revolut users | Free crypto payments/transfers |
| Выводы средств | Free up to a monthly limit, then ~2% | Standard Binance network fees |
| Карта | Yes — virtual & physical debit; Metal on premium | No (QR/contactless crypto payments) |
| Доступность | 40+ markets; cards usable in 160+ countries | Global where Binance operates |
| Валюты | 30+ in-app (spend in 120+) | 300+ cryptocurrencies |
| Регулирование | Bank of Lithuania (ECB), UK banking licence, FCA | Tied to Binance entities; varies by jurisdiction |
| Основан | 2015 | 2021 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюсы
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Минусы
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Binance Pay
Binance Pay is a fee-free crypto payment service letting users send and spend 300+ cryptocurrencies with real-time merchant settlement. It is excellent for crypto-native payments within the Binance ecosystem, but it requires a Binance account, is crypto-only, and faces uneven regulatory acceptance.
Плюсы
- Zero-fee crypto payments and P2P
- 300+ supported cryptocurrencies
- Accepted by millions of merchants
Минусы
- Requires a Binance account (restricted in some countries)
- Crypto-only; no fiat card or IBAN
- Regulatory status varies and is contested
Итог
В целом Revolut выходит вперёд с оценкой 4.4 против 3.9 — но правильный выбор зависит от ваших приоритетов. Перед решением сверьте оба варианта со своей страной и сценарием использования.