Payz vs paysafecard
Uno sguardo fianco a fianco a come si confrontano questi due portafogli — e quale vince per ciascun compito.
| Caratteristica | Payz | paysafecard |
|---|---|---|
| Punteggio | 3.5 / 5 | 3.4 / 5 |
| Ideale per | Established multi-currency wallet for gaming | Cash-funded online payments, no bank account |
| Canone mensile | No standard monthly fee | Service fee after ~30 days |
| Tasso di cambio | ~2.99% standard tier | Conversion fee cross-currency |
| Invia / ricevi | Free P2P from Gold VIP up | N/A — pay with 16-digit PIN |
| Prelievi | Varies by method & VIP tier | N/A for standard vouchers |
| Carta | Yes — Mastercard (Silver VIP tier and above) | Optional — paysafecard Mastercard (select markets) |
| Disponibilità | 180+ countries | ~50 countries |
| Valute | 45+ currencies | ~20+ currencies |
| Regolamentazione | UK FCA (PSI-Pay Ltd) | FCA / Austrian FMA (Paysafe Group) |
| Fondata | 2000 | 2000 |
Payz
Payz is the rebrand of ecoPayz, one of the oldest e-wallets (since 2000), run by FCA-regulated PSI-Pay and offering 45+ currencies worldwide with a Mastercard and a tiered VIP programme. Its standout is a ~2.99% FX rate, undercutting Skrill and Neteller, though the best perks and the card are gated behind VIP tiers. A dependable, slightly cheaper alternative for everyday multi-currency use.
Pro
- Long track record (ecoPayz since 2000)
- Lower ~2.99% FX than Skrill/Neteller
- Supports 45+ currencies worldwide
Contro
- Best rates & card gated behind VIP tiers
- Card requires Silver VIP+ status
- Rebrand from ecoPayz still confuses users
paysafecard
paysafecard is a cash-based prepaid voucher that lets users pay online without sharing bank or card details, redeemable via a 16-digit PIN at gaming and digital-goods merchants. Bought at hundreds of thousands of retail outlets, it is ideal for the unbanked or privacy-conscious, though monthly service fees nibble at unused balances and it lacks full wallet features. Best treated as a top-up tool rather than a money-management account.
Pro
- No bank account or card needed to pay online
- Bought with cash at hundreds of thousands of outlets
- 16-digit PIN keeps your details private
Contro
- Monthly service fee erodes unused balances
- Conversion fees on cross-currency payments
- Not a full wallet — limited send/receive
In conclusione
Nel complesso, Payz ha la meglio con un punteggio di 3.5 contro 3.4 — ma la scelta giusta dipende dalle tue priorità. Verifica entrambi rispetto al tuo Paese e al tuo caso d'uso prima di decidere.