Google Wallet vs Wallester

Ein direkter Blick darauf, wie diese beiden Wallets abschneiden — und welche für welchen Zweck gewinnt.

Unsere Empfehlung Google Wallet logo

Google Wallet

4.3

Cards, passes & tap-to-pay on Android

Besuchen Google Wallet
Wallester logo

Wallester

4.1

Business cards & IBAN accounts platform

Besuchen Wallester
FunktionGoogle WalletWallester
Bewertung4.3 / 54.1 / 5
Ideal fürContactless payments & passes on AndroidBusinesses issuing expense & team cards
MonatsgebührFreeFree (Free plan)
WechselkursUses your card's FX terms2% on foreign currency
Senden / EmpfangenNo Google fee; P2P limited in many marketsFree plan + paid premium tiers
AuszahlungenN/A2% on cash/ATM
KarteNo standalone card; stores cards, passes & ticketsYes — Visa (virtual & physical, white-label)
VerfügbarkeitTap-to-pay in 100+ countriesEEA-focused
WährungenLocal card currency10 currencies for exchange
RegulierungRides card networks; licences by regionEstonian FSA; Visa Principal Member
Gegründet2011 (Wallet rebrand 2022)2016

Google Wallet

Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.

Vorteile

  • Free contactless across 100+ countries
  • Stores cards, transit, loyalty & event passes
  • Tokenized payments for added security

Nachteile

  • No own account or balance in most markets
  • P2P money-sending wound down in many regions
  • Feature set varies widely by country

Wallester

Wallester is an Estonian, Visa-principal-member platform offering free IBAN business accounts and up to 300 free virtual Visa cards with strong expense-management and accounting integrations. It is built for businesses rather than consumers, with 2% FX and ATM-withdrawal fees as the main cost considerations.

Vorteile

  • Up to 300 free virtual Visa cards
  • Free IBAN business account & expense controls
  • Visa Principal Member, PCI DSS Level 1

Nachteile

  • 2% FX markup on foreign-currency spend
  • 2% fee on cash/ATM withdrawals
  • Geared to businesses, not consumers

Das Fazit

Insgesamt liegt Google Wallet mit einer Bewertung von 4.3 gegenüber 4.1 knapp vorn — doch die richtige Wahl hängt von deinen Prioritäten ab. Prüfe beide für dein Land und deinen Einsatzzweck, bevor du dich entscheidest.