Google Wallet vs Vivid
Zestawienie obok siebie tych dwóch portfeli — i tego, który wygrywa w jakim zadaniu.
| Funkcja | Google Wallet | Vivid |
|---|---|---|
| Ocena | 4.3 / 5 | 3.8 / 5 |
| Najlepszy do | Contactless payments & passes on Android | Cashback, saving and investing in one app |
| Opłata miesięczna | Free | Free plan → paid Prime |
| Kurs wymiany | Uses your card's FX terms | Interbank on weekdays (limits apply) |
| Wysyłanie / odbiór | No Google fee; P2P limited in many markets | Free SEPA transfers |
| Wypłaty | N/A | Free ATM up to a cap, then fee |
| Karta | No standalone card; stores cards, passes & tickets | Yes — Visa debit (metal on premium) |
| Dostępność | Tap-to-pay in 100+ countries | Several EU markets |
| Waluty | Local card currency | EUR + multi-currency pockets |
| Regulacja | Rides card networks; licences by region | BaFin via partner bank (Solaris); EEA |
| Założono | 2011 (Wallet rebrand 2022) | 2020 |
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.
Zalety
- Free contactless across 100+ countries
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Wady
- No own account or balance in most markets
- P2P money-sending wound down in many regions
- Feature set varies widely by country
Vivid
Vivid is a Berlin-based money app combining a multi-currency account, cashback, budgeting pockets and in-app investing in stocks, ETFs and crypto. It is feature-rich and well-designed, though the strongest perks sit behind its Prime plan and it operates through partner bank Solaris across a limited set of EU markets.
Zalety
- Cashback and rewards on spending
- Invest in stocks, ETFs and crypto in-app
- Sub-accounts (pockets) for budgeting
Wady
- Best features on the paid Prime plan
- Relies on a partner bank (Solaris)
- Available only in some EU markets
Podsumowanie
Ogólnie Google Wallet wysuwa się na prowadzenie z wynikiem 4.3 wobec 3.8 — ale właściwy wybór zależy od Twoich priorytetów. Przed decyzją sprawdź oba pod kątem swojego kraju i zastosowania.