Google Wallet vs Vivid
Ein direkter Blick darauf, wie diese beiden Wallets abschneiden — und welche für welchen Zweck gewinnt.
| Funktion | Google Wallet | Vivid |
|---|---|---|
| Bewertung | 4.3 / 5 | 3.8 / 5 |
| Ideal für | Contactless payments & passes on Android | Cashback, saving and investing in one app |
| Monatsgebühr | Free | Free plan → paid Prime |
| Wechselkurs | Uses your card's FX terms | Interbank on weekdays (limits apply) |
| Senden / Empfangen | No Google fee; P2P limited in many markets | Free SEPA transfers |
| Auszahlungen | N/A | Free ATM up to a cap, then fee |
| Karte | No standalone card; stores cards, passes & tickets | Yes — Visa debit (metal on premium) |
| Verfügbarkeit | Tap-to-pay in 100+ countries | Several EU markets |
| Währungen | Local card currency | EUR + multi-currency pockets |
| Regulierung | Rides card networks; licences by region | BaFin via partner bank (Solaris); EEA |
| Gegründet | 2011 (Wallet rebrand 2022) | 2020 |
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.
Vorteile
- Free contactless across 100+ countries
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Nachteile
- No own account or balance in most markets
- P2P money-sending wound down in many regions
- Feature set varies widely by country
Vivid
Vivid is a Berlin-based money app combining a multi-currency account, cashback, budgeting pockets and in-app investing in stocks, ETFs and crypto. It is feature-rich and well-designed, though the strongest perks sit behind its Prime plan and it operates through partner bank Solaris across a limited set of EU markets.
Vorteile
- Cashback and rewards on spending
- Invest in stocks, ETFs and crypto in-app
- Sub-accounts (pockets) for budgeting
Nachteile
- Best features on the paid Prime plan
- Relies on a partner bank (Solaris)
- Available only in some EU markets
Das Fazit
Insgesamt liegt Google Wallet mit einer Bewertung von 4.3 gegenüber 3.8 knapp vorn — doch die richtige Wahl hängt von deinen Prioritäten ab. Prüfe beide für dein Land und deinen Einsatzzweck, bevor du dich entscheidest.