Google Wallet vs Skrill
Un comparatif côte à côte de ces deux portefeuilles — et lequel l'emporte selon le besoin.
| Fonctionnalité | Google Wallet | Skrill |
|---|---|---|
| Note | 4.3 / 5 | 3.6 / 5 |
| Idéal pour | Contactless payments & passes on Android | International online payments |
| Frais mensuels | Free | Free; EUR 5/mo inactivity after 12 months |
| Taux de change | Uses your card's FX terms | Up to 3.99% |
| Envoyer / recevoir | No Google fee; P2P limited in many markets | Free to other Skrill users |
| Retraits | N/A | Varies by method |
| Carte | No standalone card; stores cards, passes & tickets | Yes — prepaid Mastercard (region-dependent) |
| Disponibilité | Tap-to-pay in 100+ countries | 120+ countries |
| Devises | Local card currency | 40+ currencies |
| Réglementation | Rides card networks; licences by region | UK FCA (Paysafe Group) |
| Création | 2011 (Wallet rebrand 2022) | 2001 |
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.
Avantages
- Free contactless across 100+ countries
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Inconvénients
- No own account or balance in most markets
- P2P money-sending wound down in many regions
- Feature set varies widely by country
Skrill
Skrill is a long-established Paysafe-owned e-wallet popular for online payments, trading and cross-border transfers, holding 40+ currencies with optional crypto and a prepaid Mastercard. It scores well on acceptance and features but its FX markup (up to 3.99%) and assorted withdrawal/inactivity fees make it pricier than newer neobanks. A solid choice where merchant acceptance matters more than cost.
Avantages
- Widely accepted by online merchants and trading platforms
- Buy/sell crypto in-wallet
- Holds 40+ currencies
Inconvénients
- FX markup up to 3.99% is high vs neobanks
- EUR 5/mo inactivity fee after 12 months
- Withdrawal fees vary and add up
En résumé
Globalement, Google Wallet prend l'avantage avec une note de 4.3 contre 3.6 — mais le bon choix dépend de vos priorités. Vérifiez les deux selon votre pays et votre usage avant de décider.