Google Wallet vs Payz
Zestawienie obok siebie tych dwóch portfeli — i tego, który wygrywa w jakim zadaniu.
| Funkcja | Google Wallet | Payz |
|---|---|---|
| Ocena | 4.3 / 5 | 3.5 / 5 |
| Najlepszy do | Contactless payments & passes on Android | Established multi-currency wallet for gaming |
| Opłata miesięczna | Free | No standard monthly fee |
| Kurs wymiany | Uses your card's FX terms | ~2.99% standard tier |
| Wysyłanie / odbiór | No Google fee; P2P limited in many markets | Free P2P from Gold VIP up |
| Wypłaty | N/A | Varies by method & VIP tier |
| Karta | No standalone card; stores cards, passes & tickets | Yes — Mastercard (Silver VIP tier and above) |
| Dostępność | Tap-to-pay in 100+ countries | 180+ countries |
| Waluty | Local card currency | 45+ currencies |
| Regulacja | Rides card networks; licences by region | UK FCA (PSI-Pay Ltd) |
| Założono | 2011 (Wallet rebrand 2022) | 2000 |
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.
Zalety
- Free contactless across 100+ countries
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Wady
- No own account or balance in most markets
- P2P money-sending wound down in many regions
- Feature set varies widely by country
Payz
Payz is the rebrand of ecoPayz, one of the oldest e-wallets (since 2000), run by FCA-regulated PSI-Pay and offering 45+ currencies worldwide with a Mastercard and a tiered VIP programme. Its standout is a ~2.99% FX rate, undercutting Skrill and Neteller, though the best perks and the card are gated behind VIP tiers. A dependable, slightly cheaper alternative for everyday multi-currency use.
Zalety
- Long track record (ecoPayz since 2000)
- Lower ~2.99% FX than Skrill/Neteller
- Supports 45+ currencies worldwide
Wady
- Best rates & card gated behind VIP tiers
- Card requires Silver VIP+ status
- Rebrand from ecoPayz still confuses users
Podsumowanie
Ogólnie Google Wallet wysuwa się na prowadzenie z wynikiem 4.3 wobec 3.5 — ale właściwy wybór zależy od Twoich priorytetów. Przed decyzją sprawdź oba pod kątem swojego kraju i zastosowania.