Google Wallet vs Payz
Pohled na to, jak si tyto dvě peněženky stojí vedle sebe — a která vyhrává pro jakou úlohu.
| Funkce | Google Wallet | Payz |
|---|---|---|
| Skóre | 4.3 / 5 | 3.5 / 5 |
| Nejlepší pro | Contactless payments & passes on Android | Established multi-currency wallet for gaming |
| Měsíční poplatek | Free | No standard monthly fee |
| Směnný kurz | Uses your card's FX terms | ~2.99% standard tier |
| Odeslat / přijmout | No Google fee; P2P limited in many markets | Free P2P from Gold VIP up |
| Výběry | N/A | Varies by method & VIP tier |
| Karta | No standalone card; stores cards, passes & tickets | Yes — Mastercard (Silver VIP tier and above) |
| Dostupnost | Tap-to-pay in 100+ countries | 180+ countries |
| Měny | Local card currency | 45+ currencies |
| Regulace | Rides card networks; licences by region | UK FCA (PSI-Pay Ltd) |
| Založeno | 2011 (Wallet rebrand 2022) | 2000 |
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.
Klady
- Free contactless across 100+ countries
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Zápory
- No own account or balance in most markets
- P2P money-sending wound down in many regions
- Feature set varies widely by country
Payz
Payz is the rebrand of ecoPayz, one of the oldest e-wallets (since 2000), run by FCA-regulated PSI-Pay and offering 45+ currencies worldwide with a Mastercard and a tiered VIP programme. Its standout is a ~2.99% FX rate, undercutting Skrill and Neteller, though the best perks and the card are gated behind VIP tiers. A dependable, slightly cheaper alternative for everyday multi-currency use.
Klady
- Long track record (ecoPayz since 2000)
- Lower ~2.99% FX than Skrill/Neteller
- Supports 45+ currencies worldwide
Zápory
- Best rates & card gated behind VIP tiers
- Card requires Silver VIP+ status
- Rebrand from ecoPayz still confuses users
Závěr
Celkově se Google Wallet dostává mírně dopředu se skóre 4.3 oproti 3.5 — ale správná volba závisí na vašich prioritách. Než se rozhodnete, porovnejte obě se svou zemí a způsobem využití.