Google Wallet vs Neteller
A side-by-side look at how these two wallets stack up — and which one wins for which job.
| Feature | Google Wallet | Neteller |
|---|---|---|
| Score | 4.3 / 5 | 3.5 / 5 |
| Best for | Contactless payments & passes on Android | Online deposits & international transfers |
| Monthly fee | Free | Free 12 mo; then $5/mo inactivity |
| Exchange rate | Uses your card's FX terms | Up to 3.99% |
| Send / receive | No Google fee; P2P limited in many markets | Free to other Neteller members |
| Withdrawals | N/A | Varies by method |
| Card | No standalone card; stores cards, passes & tickets | Yes — Net+ prepaid Mastercard (EEA only) |
| Availability | Tap-to-pay in 100+ countries | Most countries (excl. US) |
| Currencies | Local card currency | ~28 currencies |
| Regulation | Rides card networks; licences by region | UK FCA / Isle of Man (Paysafe Group) |
| Founded | 2011 (Wallet rebrand 2022) | 1999 |
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.
Pros
- Free contactless across 100+ countries
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Cons
- No own account or balance in most markets
- P2P money-sending wound down in many regions
- Feature set varies widely by country
Neteller
Neteller is Skrill's Paysafe-owned sibling, widely used for funding trading and online accounts and offering a Knect rewards programme plus in-wallet crypto. Its fee profile mirrors Skrill's — up to 3.99% FX and a $5/month inactivity charge after a year — and its Net+ prepaid card is restricted to EEA residents. Dependable and well-accepted, but not the cheapest way to move money.
Pros
- Sister product to Skrill, broad acceptance
- Knect loyalty programme earns points
- ~28 currencies plus in-wallet crypto
Cons
- Net+ card limited to EEA residents
- FX markup up to 3.99%
- $5/mo inactivity fee after 12 months
The bottom line
Overall, Google Wallet edges ahead with a score of 4.3 versus 3.5 — but the right choice depends on your priorities. Check both against your own country and use case before deciding.