Google Wallet vs Curve
Ein direkter Blick darauf, wie diese beiden Wallets abschneiden — und welche für welchen Zweck gewinnt.
| Funktion | Google Wallet | Curve |
|---|---|---|
| Bewertung | 4.3 / 5 | 3.8 / 5 |
| Ideal für | Contactless payments & passes on Android | Consolidating multiple cards into one |
| Monatsgebühr | Free | Free → ~£14.99/mo (Pay→Metal) |
| Wechselkurs | Uses your card's FX terms | Mid-market weekdays; weekend surcharge |
| Senden / Empfangen | No Google fee; P2P limited in many markets | N/A (overlays existing cards) |
| Auszahlungen | N/A | Limited free ATM, then fees |
| Karte | No standalone card; stores cards, passes & tickets | Yes — single Mastercard overlaying your cards |
| Verfügbarkeit | Tap-to-pay in 100+ countries | 30+ European countries (+ US rollout) |
| Währungen | Local card currency | Spends in multiple currencies via linked cards |
| Regulierung | Rides card networks; licences by region | FCA-authorised e-money institution |
| Gegründet | 2011 (Wallet rebrand 2022) | 2015 |
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.
Vorteile
- Free contactless across 100+ countries
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Nachteile
- No own account or balance in most markets
- P2P money-sending wound down in many regions
- Feature set varies widely by country
Curve
Curve is a London-based smart card that consolidates all your existing debit and credit cards into one Mastercard and app, with a standout "Go Back in Time" feature to retroactively switch a payment's funding card. It offers mid-market FX on weekdays but adds a weekend surcharge, and its best perks sit behind paid tiers. An overlay layer rather than a bank or transfer account.
Vorteile
- Combine all cards into one card & app
- Mid-market FX on weekdays
- "Go Back in Time" to switch a payment's card
Nachteile
- Weekend FX surcharge applies
- Not a transfer/IBAN account — overlay only
- Best features behind paid plans
Das Fazit
Insgesamt liegt Google Wallet mit einer Bewertung von 4.3 gegenüber 3.8 knapp vorn — doch die richtige Wahl hängt von deinen Prioritäten ab. Prüfe beide für dein Land und deinen Einsatzzweck, bevor du dich entscheidest.