Google Wallet vs Curve
Pohled na to, jak si tyto dvě peněženky stojí vedle sebe — a která vyhrává pro jakou úlohu.
| Funkce | Google Wallet | Curve |
|---|---|---|
| Skóre | 4.3 / 5 | 3.8 / 5 |
| Nejlepší pro | Contactless payments & passes on Android | Consolidating multiple cards into one |
| Měsíční poplatek | Free | Curve Pay free; X £/€5.99; Pro £/€9.99; Pro+ £/€17.99 |
| Směnný kurz | Uses your card's FX terms | Mastercard wholesale rate; free up to £/€250 a month on Curve Pay, then 2.99% (+1.5% at weekends) |
| Odeslat / přijmout | No Google fee; send money only in India and Singapore | N/A (overlays existing cards) |
| Výběry | N/A | Curve Pay 2% (min £/€2); paid plans £/€300–1,000 free a month |
| Karta | No standalone card; stores cards, passes & tickets | Yes — single Mastercard overlaying your cards |
| Dostupnost | Countries on Google supported-countries list; tap to pay varies by country | UK and EEA (residents aged 18+) |
| Měny | Local card currency | Spends in multiple currencies via linked cards |
| Regulace | Rides card networks; licences by region | FCA-authorised e-money institution |
| Založeno | 2011 (Wallet rebrand 2022) | 2015 |
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use in the countries on Google's supported list, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but sending money to friends is only offered in India and Singapore. The natural everyday wallet for Android users.
Klady
- Free to use — Google charges no fee
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Zápory
- No own account or balance in most markets
- Sending money to friends only in India and Singapore
- Feature set varies widely by country
Curve
Curve is a London-based smart card that consolidates all your existing debit and credit cards into one Mastercard and app, with a standout "Go Back in Time" feature to retroactively switch a payment's funding card. Its free Curve Pay plan includes only £/€250 of fee-free FX a month and adds a 1.5% weekend fee, so its best travel value sits in the paid tiers. An overlay layer rather than a bank or transfer account.
Klady
- Combine all cards into one card & app
- No FX fee on paid plans up to high monthly allowances
- "Go Back in Time" to switch a payment's card
Zápory
- Free plan: 2.99% FX above £/€250 a month plus 1.5% at weekends
- Not a transfer/IBAN account — overlay only
- Best features behind paid plans
Závěr
Celkově se Google Wallet dostává mírně dopředu se skóre 4.3 oproti 3.8 — ale správná volba závisí na vašich prioritách. Než se rozhodnete, porovnejte obě se svou zemí a způsobem využití.