Google Wallet vs Curve
Pohled na to, jak si tyto dvě peněženky stojí vedle sebe — a která vyhrává pro jakou úlohu.
| Funkce | Google Wallet | Curve |
|---|---|---|
| Skóre | 4.3 / 5 | 3.8 / 5 |
| Nejlepší pro | Contactless payments & passes on Android | Consolidating multiple cards into one |
| Měsíční poplatek | Free | Free → ~£14.99/mo (Pay→Metal) |
| Směnný kurz | Uses your card's FX terms | Mid-market weekdays; weekend surcharge |
| Odeslat / přijmout | No Google fee; P2P limited in many markets | N/A (overlays existing cards) |
| Výběry | N/A | Limited free ATM, then fees |
| Karta | No standalone card; stores cards, passes & tickets | Yes — single Mastercard overlaying your cards |
| Dostupnost | Tap-to-pay in 100+ countries | 30+ European countries (+ US rollout) |
| Měny | Local card currency | Spends in multiple currencies via linked cards |
| Regulace | Rides card networks; licences by region | FCA-authorised e-money institution |
| Založeno | 2011 (Wallet rebrand 2022) | 2015 |
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.
Klady
- Free contactless across 100+ countries
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Zápory
- No own account or balance in most markets
- P2P money-sending wound down in many regions
- Feature set varies widely by country
Curve
Curve is a London-based smart card that consolidates all your existing debit and credit cards into one Mastercard and app, with a standout "Go Back in Time" feature to retroactively switch a payment's funding card. It offers mid-market FX on weekdays but adds a weekend surcharge, and its best perks sit behind paid tiers. An overlay layer rather than a bank or transfer account.
Klady
- Combine all cards into one card & app
- Mid-market FX on weekdays
- "Go Back in Time" to switch a payment's card
Zápory
- Weekend FX surcharge applies
- Not a transfer/IBAN account — overlay only
- Best features behind paid plans
Závěr
Celkově se Google Wallet dostává mírně dopředu se skóre 4.3 oproti 3.8 — ale správná volba závisí na vašich prioritách. Než se rozhodnete, porovnejte obě se svou zemí a způsobem využití.