Google Wallet vs bunq
Pohled na to, jak si tyto dvě peněženky stojí vedle sebe — a která vyhrává pro jakou úlohu.
| Funkce | Google Wallet | bunq |
|---|---|---|
| Skóre | 4.3 / 5 | 4.0 / 5 |
| Nejlepší pro | Contactless payments & passes on Android | Digital nomads needing EU banking + multi-currency |
| Měsíční poplatek | Free | ~€3–€18/mo (Core/Pro/Elite) |
| Směnný kurz | Uses your card's FX terms | ~0.5–1.5% by plan/currency |
| Odeslat / přijmout | No Google fee; P2P limited in many markets | Free SEPA on paid plans |
| Výběry | N/A | Limited free ATM on higher plans |
| Karta | No standalone card; stores cards, passes & tickets | Yes — physical & virtual Mastercard |
| Dostupnost | Tap-to-pay in 100+ countries | 30+ EEA countries (+ UK via e-money) |
| Měny | Local card currency | ~20+ currencies |
| Regulace | Rides card networks; licences by region | De Nederlandsche Bank (DNB) full EU banking licence |
| Založeno | 2011 (Wallet rebrand 2022) | 2012 |
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.
Klady
- Free contactless across 100+ countries
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Zápory
- No own account or balance in most markets
- P2P money-sending wound down in many regions
- Feature set varies widely by country
bunq
bunq is an Amsterdam-based challenger bank with a full Dutch banking licence and €100,000 deposit protection, popular with digital nomads for its multi-currency support, sub-accounts and savings interest. Unlike some rivals it is subscription-based with no fully free everyday plan. A strong choice for EU residents wanting flexible, feature-rich banking.
Klady
- Full Dutch banking licence, €100k protection
- Multi-currency holding with fair FX
- Multiple sub-accounts & budgeting tools
Zápory
- No fully free everyday plan (subscription)
- FX markup higher on lower tiers
- Mainly EEA-focused availability
Závěr
Celkově se Google Wallet dostává mírně dopředu se skóre 4.3 oproti 4.0 — ale správná volba závisí na vašich prioritách. Než se rozhodnete, porovnejte obě se svou zemí a způsobem využití.