Google Wallet vs AstroPay

Uno sguardo fianco a fianco a come si confrontano questi due portafogli — e quale vince per ciascun compito.

La nostra scelta Google Wallet logo

Google Wallet

4.3

Cards, passes & tap-to-pay on Android

Visita Google Wallet
AstroPay logo

AstroPay

3.5

Global wallet rooted in Latin America

Visita AstroPay
CaratteristicaGoogle WalletAstroPay
Punteggio4.3 / 53.5 / 5
Ideale perContactless payments & passes on AndroidPayments in LatAm & emerging markets
Canone mensileFreeNo annual maintenance/card fee
Tasso di cambioUses your card's FX termsConversion margin varies
Invia / riceviNo Google fee; P2P limited in many marketsP2P supported; varies by corridor
PrelieviN/ABank-transfer charges may apply
CartaNo standalone card; stores cards, passes & ticketsYes — virtual & physical debit cards
DisponibilitàTap-to-pay in 100+ countriesLatAm, Asia, Africa & beyond
ValuteLocal card currencyMultiple currencies
RegolamentazioneRides card networks; licences by regionUK FCA EMI; Isle of Man FSA; Brazil Central Bank
Fondata2011 (Wallet rebrand 2022)2009

Google Wallet

Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.

Pro

  • Free contactless across 100+ countries
  • Stores cards, transit, loyalty & event passes
  • Tokenized payments for added security

Contro

  • No own account or balance in most markets
  • P2P money-sending wound down in many regions
  • Feature set varies widely by country

AstroPay

AstroPay is a London-headquartered, Uruguay-born wallet specialising in Latin American and emerging-market payments, offering local funding options, virtual/physical debit cards and multi-currency balances with no card or maintenance fees. It is a natural fit for cross-border payments into the region, though FX and withdrawal pricing varies. Best for users transacting in or with Latin America.

Pro

  • Strong coverage of Latin American payment methods
  • No card or annual maintenance fees
  • Virtual & physical cards with multi-currency balances

Contro

  • FX/withdrawal fees vary and can be unclear
  • Coverage thinner outside LatAm/emerging markets
  • FCA authorisation briefly restricted in 2024 (restored 2025)

In conclusione

Nel complesso, Google Wallet ha la meglio con un punteggio di 4.3 contro 3.5 — ma la scelta giusta dipende dalle tue priorità. Verifica entrambi rispetto al tuo Paese e al tuo caso d'uso prima di decidere.