Crypto.com vs Revolut
Pohľad na to, ako si tieto dve peňaženky stoja vedľa seba — a ktorá vyhráva pre ktorú úlohu.
| Funkcia | Crypto.com | Revolut |
|---|---|---|
| Skóre | 4.0 / 5 | 4.4 / 5 |
| Najlepšia na | Crypto holders wanting cashback card spending | Travel spending and an all-in-one app |
| Mesačný poplatok | Free (card tiers via CRO stake) | Free to ~$16.99/mo (Standard→Metal) |
| Výmenný kurz | 0% on most card tiers | Mid-market weekdays; ~1% weekend on Standard |
| Odoslať / prijať | Crypto network fees; app spread | Free between Revolut users |
| Výbery | Free ATM up to cap, then ~2% | Free up to a monthly limit, then ~2% |
| Karta | Yes — Visa prepaid (tiered, CRO-staked) | Yes — virtual & physical debit; Metal on premium |
| Dostupnosť | 90+ countries | 40+ markets; cards usable in 160+ countries |
| Meny | Hundreds of crypto + major fiat | 30+ in-app (spend in 120+) |
| Regulácia | EU/MiCA, MAS, FCA registration, US MTLs | Bank of Lithuania (ECB), UK banking licence, FCA |
| Založené | 2016 | 2015 |
Crypto.com
Crypto.com pairs a feature-rich crypto app with a tiered Visa card offering cashback and 0% FX on most tiers. It is a strong choice for crypto holders who want to spend and earn rewards, though the best perks require sizable CRO staking and cashback has been trimmed over time.
Výhody
- Tiered cashback Visa card
- Hundreds of supported cryptocurrencies
- 0% FX markup on most card tiers
Nevýhody
- Top cashback needs large CRO staking
- Cashback rates cut from earlier highs
- ATM withdrawals capped before 2% fee
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Výhody
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Nevýhody
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Záverečné zhrnutie
Celkovo sa Revolut dostáva dopredu so skóre 4.4 oproti 4.0 — no správna voľba závisí od vašich priorít. Pred rozhodnutím porovnajte obe s vašou vlastnou krajinou a využitím.