Crypto.com vs Revolut
Взгляд на то, как эти два кошелька соотносятся бок о бок — и какой из них побеждает для какой задачи.
| Функция | Crypto.com | Revolut |
|---|---|---|
| Оценка | 4.0 / 5 | 4.4 / 5 |
| Лучше всего для | Crypto holders wanting cashback card spending | Travel spending and an all-in-one app |
| Ежемесячная комиссия | Free (card tiers via CRO stake) | Free to ~$16.99/mo (Standard→Metal) |
| Курс обмена | 0% on most card tiers | Mid-market weekdays; ~1% weekend on Standard |
| Отправка / получение | Crypto network fees; app spread | Free between Revolut users |
| Выводы средств | Free ATM up to cap, then ~2% | Free up to a monthly limit, then ~2% |
| Карта | Yes — Visa prepaid (tiered, CRO-staked) | Yes — virtual & physical debit; Metal on premium |
| Доступность | 90+ countries | 40+ markets; cards usable in 160+ countries |
| Валюты | Hundreds of crypto + major fiat | 30+ in-app (spend in 120+) |
| Регулирование | EU/MiCA, MAS, FCA registration, US MTLs | Bank of Lithuania (ECB), UK banking licence, FCA |
| Основан | 2016 | 2015 |
Crypto.com
Crypto.com pairs a feature-rich crypto app with a tiered Visa card offering cashback and 0% FX on most tiers. It is a strong choice for crypto holders who want to spend and earn rewards, though the best perks require sizable CRO staking and cashback has been trimmed over time.
Плюсы
- Tiered cashback Visa card
- Hundreds of supported cryptocurrencies
- 0% FX markup on most card tiers
Минусы
- Top cashback needs large CRO staking
- Cashback rates cut from earlier highs
- ATM withdrawals capped before 2% fee
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюсы
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Минусы
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Итог
В целом Revolut выходит вперёд с оценкой 4.4 против 4.0 — но правильный выбор зависит от ваших приоритетов. Перед решением сверьте оба варианта со своей страной и сценарием использования.