Crypto.com vs Revolut
Zestawienie obok siebie tych dwóch portfeli — i tego, który wygrywa w jakim zadaniu.
| Funkcja | Crypto.com | Revolut |
|---|---|---|
| Ocena | 4.0 / 5 | 4.4 / 5 |
| Najlepszy do | Crypto holders wanting cashback card spending | Travel spending and an all-in-one app |
| Opłata miesięczna | Free (card tiers via CRO stake) | Free to ~$16.99/mo (Standard→Metal) |
| Kurs wymiany | 0% on most card tiers | Mid-market weekdays; ~1% weekend on Standard |
| Wysyłanie / odbiór | Crypto network fees; app spread | Free between Revolut users |
| Wypłaty | Free ATM up to cap, then ~2% | Free up to a monthly limit, then ~2% |
| Karta | Yes — Visa prepaid (tiered, CRO-staked) | Yes — virtual & physical debit; Metal on premium |
| Dostępność | 90+ countries | 40+ markets; cards usable in 160+ countries |
| Waluty | Hundreds of crypto + major fiat | 30+ in-app (spend in 120+) |
| Regulacja | EU/MiCA, MAS, FCA registration, US MTLs | Bank of Lithuania (ECB), UK banking licence, FCA |
| Założono | 2016 | 2015 |
Crypto.com
Crypto.com pairs a feature-rich crypto app with a tiered Visa card offering cashback and 0% FX on most tiers. It is a strong choice for crypto holders who want to spend and earn rewards, though the best perks require sizable CRO staking and cashback has been trimmed over time.
Zalety
- Tiered cashback Visa card
- Hundreds of supported cryptocurrencies
- 0% FX markup on most card tiers
Wady
- Top cashback needs large CRO staking
- Cashback rates cut from earlier highs
- ATM withdrawals capped before 2% fee
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Zalety
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Wady
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Podsumowanie
Ogólnie Revolut wysuwa się na prowadzenie z wynikiem 4.4 wobec 4.0 — ale właściwy wybór zależy od Twoich priorytetów. Przed decyzją sprawdź oba pod kątem swojego kraju i zastosowania.