Binance Pay vs Revolut
Погляд на те, як ці два гаманці співвідносяться поруч — і який із них перемагає в якому завданні.
| Функція | Binance Pay | Revolut |
|---|---|---|
| Оцінка | 3.9 / 5 | 4.4 / 5 |
| Найкраще для | Sending crypto & paying merchants fee-free | Travel spending and an all-in-one app |
| Щомісячна комісія | Free | Free to ~$16.99/mo (Standard→Metal) |
| Обмінний курс | Spread between coins | Mid-market weekdays; ~1% weekend on Standard |
| Надсилання / отримання | Free crypto payments/transfers | Free between Revolut users |
| Виведення коштів | Standard Binance network fees | Free up to a monthly limit, then ~2% |
| Картка | No (QR/contactless crypto payments) | Yes — virtual & physical debit; Metal on premium |
| Доступність | Global where Binance operates | 40+ markets; cards usable in 160+ countries |
| Валюти | 300+ cryptocurrencies | 30+ in-app (spend in 120+) |
| Регулювання | Tied to Binance entities; varies by jurisdiction | Bank of Lithuania (ECB), UK banking licence, FCA |
| Засновано | 2021 | 2015 |
Binance Pay
Binance Pay is a fee-free crypto payment service letting users send and spend 300+ cryptocurrencies with real-time merchant settlement. It is excellent for crypto-native payments within the Binance ecosystem, but it requires a Binance account, is crypto-only, and faces uneven regulatory acceptance.
Плюси
- Zero-fee crypto payments and P2P
- 300+ supported cryptocurrencies
- Accepted by millions of merchants
Мінуси
- Requires a Binance account (restricted in some countries)
- Crypto-only; no fiat card or IBAN
- Regulatory status varies and is contested
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюси
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Мінуси
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Підсумок
Загалом Revolut вириває перевагу з оцінкою 4.4 проти 3.9 — але правильний вибір залежить від ваших пріоритетів. Перш ніж вирішувати, перевірте обидва щодо власної країни та сценарію використання.